Live Like a Local by The Joel Toller Team

The Joel Toller Team

The Joel Toller Team

Fall, 2017

Hello, friends --

You know it's autumn in Napa Valley when the gondola trucks start appearing on the roadways and the smell of crushed grapes fills the air.  Add a few harvest parties, a pumpkin patch or two, and the Pet Parade, and you've got the makings of another special season in wine country.  

Are you wondering what is happening with interest rates?  What should we anticipate going forward?  I invited my friend and colleague, Joel Samrick from Del Sur Mortgage, to give us an update. 

Thanks to San Francisco Magazine for including me in "The Leading 100" - Top Performers in Bay Area Real Estate, based on total volume in 2016.  I'm honored to be 1 of only 3 individual agents so named in Napa County.

As always, I appreciate your friendship and your business. Please feel free to contact me at any time to discuss your real estate needs.




Real Estate Roundup

 Mortgage Brief by Joel Samrick

What a year so far! While we only have 3 more months left in 2017, it’s likely to feel a lot longer than that as we work through a cloud of uncertainty in the home loan market. Because of this uncertainty, we will continue to experience a bit of a push and pull effect with interest rates. For example, I’m not sure too many folks thought rates would come back down and almost reset another “new” historic low this year, but it almost happened. In fact, just a few months ago, there was a lot of chatter about how interest rates would rise faster than expected. Now, a rate range of 3% to 4%, pretty much covers the majority of the residential lending products in the marketplace. Assuming, of course, that your credit, income and equity is worthy. Read more...

Joel Samrick can be reached at or (707) 226-5626. He is a licensed California mortgage lender - LO NMLS #293787 | State Lic #CA-DBO293787 | Corp Lic #4170013 | Corp NMLS #3113 |Equal Housing Lender and Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act

Real Estate Roundup
What's New?

4500 Silverado Trail, St. Helena

"Architecture meets Art" in this secluded, luxury estate located a short distance to Calistoga and St. Helena. Unique in every respect, this 3 bedroom/4 bath home showcases custom finishes, cathedral ceilings & floor to ceiling windows for a spacious feel. An inspired Master Suite/En-suite with a balcony overlooks the gardens. A Chef’s kitchen, detached guest house, pool, terraced gardens and ample entertaining areas complete this private oasis.

What's New?

The Napa Valley Museum Opens Three Fall Exhibitions - The Migrant Series, Bittersweet Harvest & Braceros-The Napa Valley Story

September 2, 2017 - November 12, 2017

Cooking with Julie: Napa Farmer's Market Tour & Cooking Class

May 9, 2017 - October 31, 2017
Recurring weekly on Tuesday
8:00 am - 2:30 pm

October 14, 2017
11:00 am - 5:00 pm

October 21, 2017
11:00 am - 4:00 pm

October 29, 2017
10:00 am - Noon